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Richard Croll is a licensed insurance agent authorized to solicit and discuss insurance products only within the scope of his licensure and in accordance with all applicable regulatory requirements. Any information, assistance, or solicitation provided through this website is limited to those activities permitted under his insurance producer license.

Consumers are advised that residents of South Carolina are not permitted to use this link or receive solicitation through this website.

 Privacy Notice: Effective Date: 7/27/2026

Agent: Richard W Croll, Licensed Insurance Agent (Pennsylvania & Multi‑State)1. Your Privacy Matters! I value your trust. When you share personal information with me for insurance purposes, I protect it with strict confidentiality and use it only to help you obtain coverage, understand your options, and maintain your policies.2. Information I may collect and use the following types of information when assisting you: Personal Identifiers: Name, address, date of birth, phone number, email, Government Identifiers: Social Security number (only when required for enrollment or verification) Financial Information: Income details for ACA/Pennie eligibility, payment information for policy setup. Health Information: Medical history or prescription details when required for underwriting (e.g., Medicare Supplement, life insurance) Application & Policy Data: Enrollment forms, eligibility documents, premium information, and coverage selections3. How Your Information Is Used Your information is used only for legitimate insurance purposes, including: Determining eligibility for ACA/Pennie plans Quoting and enrolling you in private market, indemnity, dental, life, or Medicare Supplement plans Communicating with carriers and marketplaces on your behalf Providing ongoing service, policy updates, and renewal assistance Meeting federal and state regulatory requirements. I do not sell your information, share it for marketing unrelated to insurance, or disclose it without your permission except where required by law. 4. How Your Information Is Protected  I use administrative, technical, and physical safeguards to protect your data, including: Secure digital storage and encrypted transmission Restricted access to sensitive information Compliance with HIPAA‑related privacy expectations when handling health information Adherence to Pennsylvania insurance privacy regulations and federal marketplace rules5. Information Sharing Your information may be shared only with: Insurance carriers for quoting, underwriting, and enrollment Pennie (Pennsylvania’s ACA marketplace) for eligibility and application processing CMS (Centers for Medicare & Medicaid Services) for Medicare-related enrollments Authorized third‑party administrators when necessary for policy servicing Regulatory agencies when legally required Each entity receiving your information is expected to maintain its own privacy and security standards.6. Your Rights You have the right to: Request a copy of the information I have on file Ask for corrections to inaccurate information Withdraw consent for future communications (except those required for active policies) Request deletion of non‑required data Ask how your information has been used or shared To exercise these rights, contact me directly at:Email: rcroll295@hotmail.comPhone: (610) 393-98647. Data Retention  I retain your information only as long as necessary to:Maintain active policies Meet legal and regulatory obligations Provide service and support Comply with carrier and marketplace documentation requirements8. Updates to This Notice This Privacy Notice may be updated periodically to reflect regulatory changes or improvements in data protection practices. The most current version will always be available upon request.9. Contact InformationIf you have questions about this Privacy Notice or how your information is handled, please contact:Rick Croll  Licensed Insurance AgentExton, Pennsylvaniarcroll295@hotmail.com(610) 393-9864  

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